ResponseiQ Ltd Privacy Policy

Last updated: April 24, 2018

The https://responseiq.com/ website (the “ Website”) is operated by Response IQ Ltd, company registration number 09951115 and the registered office of which is at Response IQ LTD, 124 City Road, London, EC1V 2NX (“ We”, “ Us” or “ ResponseIQ”). States without online binding of policies are a product of legacy insurance carrier IT systems. While we make web chat available, it’s not possible to purchase a policy through the web chat due to credit card and PCI compliance concerns.

We take your privacy very seriously and we ask that you read this Privacy Policy carefully as it contains important information on:

  • the personal information we collect about you,
  • what we do with your information, and
  • who your information might be shared with.

Who we are

ResponseIQ are a “data controller” for the purposes of the General Data Protection Regulation EU 2016/679 (the “GDPR”), (i.e. we are responsible for, and control the processing of, your personal information).

What information we collect?

Personal information provided by you

We may collect personal information about you (such as your name, address, telephone number, payment card details etc.) when you use our Website, register with us or purchase services from us. We may also collect personal information when you contact us, send us feedback or post material to the Website.

We may also collect information that your browser sends us whenever you visit our Website. This data may include information such as your computer’s IP address, browser type, browser version, the pages of our Website that you visit and other statistics relating to your use of the Website. This information may be collected in conjunction with third party services such as Google Analytics.

Personal information provided by third parties

The nature of the Services we offer means that we may receive information about you from a third-party source, such as one of our clients. We will only accept that information if we have evidence that you have consented for the personal information to be passed to us or it is passed pursuant to another legal basis under the GDPR.

Personal information about other individuals

If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on his/her behalf and has agreed that you can:

  • give consent on his/her behalf to the processing of his/her personal data;
  • receive on his/her behalf any data protection notices; and
  • give consent to the transfer of his/her personal data abroad.

Sensitive personal information

It is very unlikely that we will ask you to provide sensitive personal information. If we request such information, we will explain why we are requesting it and how we intend to use it.

Sensitive personal information includes information relating to your ethnic origin, your political opinions, your religious beliefs, whether you belong to a trade union, your physical or mental health or condition, your sexual life, and whether you have committed a criminal offence.

We will only collect your sensitive personal information with your explicit consent.

Monitoring and recording communications

We may monitor and record communications with you (such as telephone conversations and emails) for the purpose of performing the Services we offer to our clients, quality assurance, training, fraud prevention and regulatory compliance.

Use of cookies

A cookie is a small text file which is placed onto your computer (or other electronic device) when you access our Website. We use cookies on this Website to:

  • keep track of any services you may wish to purchase;
  • recognise you whenever you visit this Website (this speeds up your access to the Website as you do not have to log in each time);
  • obtain information about your preferences, online movements and use of the internet;
  • carry out research and statistical analysis to help improve our content and services and to help us better understand our visitor and customer requirements and interests;
  • target our marketing and advertising campaigns more effectively by providing interest-based advertisements that are personalised to your interests; and
  • make your online experience more efficient and enjoyable.

The information we obtain from our use of cookies will not usually contain your personal data. Although we may obtain information about your computer or other electronic device such as your IP address, your browser and/or other internet log information, this will not usually identify you personally. In certain circumstances we may collect personal information about you—but only where you voluntarily provide it (e.g. by completing an online form) or where you purchase services from us.

In most cases we will need your consent in order to use cookies on this Website. The exception is where the cookie is essential in order for us to provide you with a service you have requested (e.g. to enable you to purchase services from us).

There is a notice on our home page which describes how we use cookies and which also provides a link to this Privacy Policy. If you use our Website after this notification has been displayed to you, we will assume that you consent to our use of cookies for the purposes described in this Privacy Policy.

We may work with third party suppliers who may also set cookies on our Website. These third-party suppliers are responsible for the cookies they set on our Website. If you want further information, please go to the website of the relevant third party.

If you do not want to accept cookies, you can change your browser settings so that cookies are not accepted. If you do this, please be aware that you may lose some of the functionality of this Website. For further information about cookies and how to disable them please go to the Information Commissioner’s webpage on cookies: https://ico.org.uk/for-the-public/online/cookies/.

How will we use the information about you?

We collect information about you so that we can:

  • identify you and manage any accounts you hold with us;
  • process your order or carry out obligations arising from any contract(s) entered into between you and us;
  • conduct research, statistical analysis and behavioural analysis;
  • carry out customer profiling and analyse your purchasing preferences;
  • if you agree, let you know about other products or services that may be of interest to you;
  • detect and prevent fraud;
  • customise our Website and its content to your particular preferences;
  • notify you of any changes to our Website or to our services that may affect you;
  • carry out security vetting; and
  • improve our services and notify you about changes to these services.

Marketing

Only where you have provided us with specific, informed and unambiguous consent shall we provide you with marketing materials by the mechanism(s) you have consented to (e.g. email). We will only provide you with marketing materials relating to features that you have explicitly consented to.

If you have consented to such receive marketing from us, you can opt out at any time.

Who your information might be shared with

We may disclose your personal data to:

  • our clients as part of the service offered, but only with your explicit consent or pursuant to another legal basis under the GDPR;
  • our service providers pursuant to strict data processing agreements that protect your personal data to the same or higher standards than we treat it;
  • law enforcement agencies in connection with any investigation to help prevent unlawful activity; and
  • a court of law or regulator where we are under a duty to disclose or share your personal data in order to comply with a legal or regulatory obligation.

Rest assured that we will never pass your information to a third party outside of the categories above without your explicit consent.

Keeping your data secure

We will use technical and organisational measures to safeguard your personal data, for example:

  • access to your account is controlled by a password and username that are unique to you;
  • we store your personal data on secure servers; and
  • payment details are encrypted using SSL technology.

While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet. If you have any particular concerns about your information, please contact us.

Transfers of your information out of the EEA

We may need to transfer your personal data to countries which are located outside the European Economic Area (“ EEA”), for the purpose of providing the services to you. You may be located in a country outside of the EEA and therefore we may have no choice but to transfer your data outside of the EEA. Rest assured that any transfer of your personal data outside of the EEA will be subject to a GDPR-compliant guarantee that will safeguard your privacy rights.

How long do we hold your data for?

We only keep your personal data as long as necessary for the purpose for which it was obtained. After that period, we either: (1) anonymise the data if we still wish to use it for analytical purposes, or (2) pseudonymise the data if believe in good faith that we may need to process the data in the future for a legitimate purpose, or in all other cases (3) delete it completely from our servers.

What rights do you have?

Right to request a copy of your information

You can request a copy of your information which we hold. If you would like a copy of some or all of it, please email, call or write to us, let us have proof of your identity and address, and let us know the information you want a copy of.

Right to correct any mistakes in your information

You can require us to correct any mistakes in your information which we hold free of charge.

Right to ask us to stop contacting you with direct marketing

You can ask us to stop contacting you for direct marketing purposes.

Right to erasure

You can request that we delete all personal data relating to you free of charge.

Right to Restrict Processing

You can request that we restrict processing of some of your personal data.

Right to Object

You can object to us processing any of your personal data.

Right to Data Portability

You can request that we provide some or all of your personal data we hold to a third party free of charge.

Rights relating to automated decision making and profiling

We use software that automatically processes personal data for us. You have the right to ask for more details about the processing and request that we stop using the software to process your data.

Right to complain to the supervisory authority

If you are unhappy with the way in which we have dealt with a request or feel that we are not complying with this Privacy Policy, you have the right to complain to the supervisory authority in your country. The supervisory authority in England and Wales is the Information Commissioners Office.

Time Extensions and Refusals

We reserve the right to extend the time period to respond to any of the requests listed above where a request is complex or a large number of requests are made. We may also refuse a request where there are legitimate reasons to do so.

How to contact us

Please contact us via [hello@responseiq.com](mailto: hello@responseiq.com) or call +44 208 629 5280. Our Data Protection Officer is Scott Lee.